# 2.5.2 Share limit feature (Co-payment) Credit card issuers determine your credit limit by evaluating factors like your credit score, payment history, income, credit utilization and large expenses. By understanding what they're looking for, you can manage your credit responsibly and increase your odds of getting approved for a higher credit limit. What if you have a low credit card limit? What if you have already used a high percent of your limit? Will you wait for the next mount to pay your debts? Will you postpone your shopping plan? Payween introduces a new feature. Share Your Limit! You no longer need to carry a physical wallet or credit card.You can purchase things in-store, online or in-app using Payween. Your purchases are more secure because data is encrypted --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://payween.gitbook.io/payween-white-paper-v1/2-payween-project/2.5-payween-application-and-technological-features/2.5.2-share-limit-feature-co-payment.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.